Language Of Battle Essays - English Grammar, Axiology, Ethics

Language of Battle The Language Battle In todays society there are two philosophical views that have become enemies and are constantly battling it out. These two views are from the prescriptivists and the descriptivists. The prescriptivists believe that there is a certain way that language should be written, and that language follows a certain set of rules believed to be prestigious. The descriptivists believe that language is described with the use of certain use of words and syntax. Since, todays society has had many technological advances many tend to lean more towards the descriptivists way of thinking. Many people believe that if a person has a higher educational level that they would most likely have a higher prestige in the way that they talked or presented themselves. In a survey that was recently taken on dialect 100% of the people said that the sentence The land was given to Susan and me. Is correct. The prescriptivists way of thinking prevailed in this form of dialect. One sentence that made most people think was This is the play in which he preformed in. The prescriptivists point of view was put into play in this situation. Only 40% of the people picked up on the fact that this sentence ended with a preposition and 60% said that there was nothing wrong and that is how they would say it. The other speech form that was most diverse was the plural of you. The prescriptivists say that the correct answer is you all. Only 30% of the people got this question right. The most common was the answer yall by 40% of the people. 20% of the people said you guys and 10% said your. Again wi th educational level the descriptivists way seems to prevail. Since the times have changed so much with all the technological advances language has changed in time too. As people started to age the answers started to be very different. On the question that asked what is the name of the object that a baby is brought home in from the hospital if it had wheels and could be taken for a walk. I found that the age groups from 15-20, 21-30, and 31-40 100% called it a stroller. In the 41-50 age group 50% said buggy and 50% called it a pram. The older people in the 60+ group 100% called it a carriage. The term carriage is one that is a lot older and not used very often. When asked, what utensil is used to fry food in? The older 60+ age group 100% said it was called a skillet, but the other age groups referr

Seat belts essays

Seat belts essays As Americans, we love our freedoms. Our country was founded on the right to choose all sorts of things, including how to worship, what to say, and what to read. However, the Supreme Court ruled a long time ago that one person's freedom ends when expressing that freedom puts others in harm's way, so we can't yell "FIRE!" in a crowded movie theater just to get a Obviously it is a bad idea to create a panicked stampede in a crowded movie theater for no reason, but other actions affect others as well. Recently the voters of Massachusetts refused to pass a law requiring people in cars to wear seat belts, viewing it as an infringement on free choice. Without laws, our society would not function well. If it were legal to sneak into stores and steal money from the cash register, more people would probably do it, eventually causing a rise in prices that would hurt everyone and not just the person robbed. I believe that not using seat belts has a hidden effect on others as well. In an accident, people who do not use seat and shoulder belts are more likely to be seriously injured. If the driver of the car is insured, the insurance company will have to pay for the needed medical care. If the person's health care pays, then that insurance company will have to pay raising insurance rates for all. If neither the car nor the person were insured, then the public will end up People can choose to act recklessly until it affects other people. Seat belts save money as well as lives, and we should not all have to have our insurance rates or public expenditures on health care rise unnecessarily because some made a personal choice. ...

Why does the UK financial services regulator take such a dim view of Essay

Why does the UK financial services regulator take such a dim view of both market abuse and insider dealing - Essay Example 179). Since the past decade, financial markets have experienced essential reforms. This is because globalization has had dramatic and far-reaching effects on United Kingdom. Market abuse and insider dealings are criminal cases for which one is to be fined or publicly censured (Avgouleas, 2005, p. 179). Market abuse is more loosely delineated than insider dealings. Most of the offenses in the financial markets are dealt with under the market abuse regime. The financial service regulator can enforce a criminal prosecution on a market abuse case if it deems fit and if there is sufficient evidence. Market abuse, according to Alexander (2001, p. 12), refers to improper behavior that destabilizes the United Kingdom markets and harms the interests of the ordinary market users and participants. For this reason, the financial services regulation Act has created sanctions and penalties which are adjacent to the criminals’ offenses Act (Compliance Reporter, 2011, p. 2-3). The primary asp ect of market abuse is behavior in relation to shares and other financial instruments transacted publicly in United Kingdom. For behavior to be termed as an insider dealing, it should typify one of the seven types of insider dealings and market abuses as described by the financial service regulator. However, it should be noted that insider dealing and market abuse acts amount to criminal offenses subject to penal sanctions. The misleading statements and courses of conduct with the aim of inducing another person to implement or desist from carrying out rights in relation to investments amount to criminal offenses (The Compliance Reporter, 2011, p. 4). The market abuse regime will nab anyone: not only the individuals working in the financial markets or who manage the quoted companies on the board but also anyone who will attempt to abuse the securities markets in delineated ways. An individual is liable even when the actions were unintentional and or indirect (encouraging such behavio rs). According to Alexander (2001, p. 4), market abuse and insider information regime covers financial instruments such as the shares, futures, warrants, options and debt insurance, and contracts for differences, transacted on every regulated market in United Kingdom. In addition, the regime covers all the operations associated with the financial instruments even when carried out off-market. In other instances, conduct according to other related financial instruments or essential goods may be nabbed, even when the instruments are not transacted on a normal regulated market. In addition, an individual’s conduct involving securities transacted on an overseas unfettered market may be nabbed if an option related to them is merchandized in United Kingdom. The market abuse regime purposes to safeguard markets from harm to their efficiency and to guarantee effectiveness, order and fairness. The financial service regulator has the responsibility of issuing codes of conduct in the mar ket, which give appropriate direction to individuals determining whether behavior constitutes abuse or not. An insider, in reference to Alexander (2001, p. 10), refers to an individual who has inside information about an investment as a result of his or her membership in the administrative or supervisory body of an issuer of qualifying venture or management. An individual may also be an insider due to holding capital of an issuer of a stipulated venture or due to having right to use the data by the fact of employment, professionalism, or responsibilities. In addition, an

Cabinet Belayachi Company Essay Example | Topics and Well Written Essays - 4250 words

Cabinet Belayachi Company - Essay Example It is evident from the study that sometimes organizations engage in fraudulent activities like tax evasion and account fudging. Most of the fudging is done in minute level and thus it becomes hard to be detected by someone who does not have knowledge and as well as experience to perform auditing and verification of the accounts. In order to perform account verification a small, family-owned organization is hired in order to verify the clients’ accounts’ reliability and transparency. The firm also it also tries to establish taxation strategies for its clients in order to reduce the taxes’ amount to be paid. The financial statements contain vital information pertaining to aspects like financial soundness and stability. Sometimes the companies and organizations are not aware of the unnecessary costs that bear down heavily on the revenue. Application of specific techniques like ratio analysis and balance sheet analysis help the companies in developing specific strate gies to increase the revenue and at same time decrease the costs. Financial diagnoses are performed by the firm by identifying the less productive functions of a given company. Based on the specific findings obtained from the analysis of the financial diagnosis specific strategies are formulated and integrated to optimize the company’s resources. It is active since 1997and has a client base of more than 250, from various economic sectors. Its capital stock is of 100 000 Euros. Years of high quality service and hard work has helped the firm develop long standing relationships with various firms. This long standing relationship in turn has helped the firm to ease the process of account verification and auditing. The firm does not have a huge workforce. Its workforce comprises of 15 employees only. Although the total client base is more than 250, so for this reason sometimes it becomes necessary to work at the client’s premises. Another reason for which the employees had to work at the clients office premises is to keep the confidentiality of the sensitive information. The direct access to the sensitive information can be misused by perpetrators and this will give rise to cases of non compliance and subsequent legal proceedings in the court of law. So for this reason it becomes necessary to allow the employees, have a full and transparent access to all the documents needed to achieve the assigned mission. Cabinet Belayachi also looks at the tax problems of the companies. Taxation is a vast domain, with innumerable clauses and rules. Thus it becomes impossible for small and medium companies to keep dedicated in house tax consultants who will guide the companies to file for the taxes and returns. These companies most of the time approach 3rd party companies on an one-off basis or on demand basis particularly on those times of the year when the tax filing and return deadline approaches (Betty 604). Cabinet Belayachi, acts as a tax consultant offering e xpert advices on taxation. Sometimes Cabinet Belayachi is frequently asked to work closely with taxes inspector in case of clients’ tax adjustments. For that matter, the practice has built a long-term relationship with tax officials in order to ease the process during the mentioned situation. 2. Presentation of department

Risks of Forex Investment

Risks of Forex Investment Currency market Introduction The foreign exchange market is a very liquid market; everyone can trade and sell, everyone has access to it 24/7. Unlike the stock exchange, where its centralised at a particular area, such as the New York Stock Exchange. But the currency market is an over the counter market; it can be traded in any geographic location. There is no broker fee, only a low-cost transaction fee, which makes it more accessible for people to invest in. To answer the assignment question, we will need to look at the risks associated with currency market, the potential returns and finally how to manage these factors. Risks When an organisation makes the decision to engage in international financing activities, the company also take on additional risk as well as opportunities. The most common risks are associated with businesses engaging in international finance which includes foreign exchange risk and political risk, such as Trump being elected the new president of United States of America. The dollar increased, and will continue to increase, depending on what political decision he makes, as Donald Trump plays a huge part of influencing the value of the dollar. These political risks may make it difficult to maintain constant and reliable revenue for the firm or could be a potential to make a profit. An investor could also invest in Forex, but there is always a risk that occurs when the value of investment vacillates. This is due to changes in a currencys conversion rate. When a native currency appreciates against a foreign exchange, profit or returns earned in the foreign country will decline after being exchanged back to the native currency. Numerous points of investment risks are inherent in overseas investing: political risk, local tax inferences and exchange rate risk. Exchange rate risk is particularly significant since the earnings associated with a foreign stock must then be transformed into U.S. dollars before an investor can spend the profits. Breaking down risks: The political environment of overseas countries generates portfolio risks because governments and political systems are continuously in change. Naturally this has a very direct influence on economic and business divisions. Political risk is considered a type of disorganised risk linked with specific countries, which can be spread away by capitalising in a broad range of countries, effectively accomplished with broad-based overseas mutual assets or exchange-traded assets. Foreign taxation poses another problem. Just as overseas investors with U.S. securities are subject to U.S. government taxes, foreign investors are also taxed on foreign-based securities. Taxes on overseas investments are typically withheld at the source country before an investor can understand any advantages. Returns are then taxed again once the stockholder exiles the funds. Finally, theres currency risk. Variations in the value of currencies can directly influence foreign investments, and these fluctuations interrupt the risks of investing in non-U.S. assets. Occasionally these risks work in the firms favour, other times they do not. For example, In the wake of Donald Trump winning the US election, the real 10-year Treasury yield climbed to a 2016 high of 0.74 per cent by mid-December. It has subsequently retreated since to about 0.4 per cent, and weighed on the dollar. (Khan, 2017). As Donald Trump won the election, the price of the dollar improved, this generates opportunities for investors, so they can make a profit.    Figure 1 Trump victory. (Cox, 2017) By looking at figure 1, since the Trump election victory, the dollar has increased by 4.46%, from 97.06 to 101.39 over a period of 55 days. The last time it happened, in January 1987, the Dow dropped 11 percent over the next year as the market endured one of its worst crashes. The previous occurrence in March 1964 saw the index climb 9.3 percent over 12 months. (Ciolli and Wang, 2017). This political event was one of the crucial days for investors in the currency market, but history suggests that the market might endure a bad crash. Thats one example, the Brexit event is another political example: If Britain stops sending money to the EU budget, they lose access to the single market. But they save  £350m every week, and they can easily renegotiate a trade deal with the EU for goods, as Britain already complies with the current regulations and there are no tariffs currently. (Cadman and Tetlow, 2016) After the decision to leave the EU, there have been several initial effects caused by Brexit. The FTSE 100 shrugged off a brief post-referendum dip and is now at levels that havent been seen since August 2015. The FTSE 250 suffered an 11.4 per cent fall just after the vote. (Belam, 2016) Figure 2 FTSE 250 The other effects of the Brexit vote were on the pound, on 23 June, it was worth $1.50. It is now trading around $1.30, down about 13%. This is the lowest it has been since the mid-1980s. (Belam, 2016) As the pound weakens, international companies with businesses both domestically and outside of the UK make profits this is due to the foreign currency being converted back into sterling. An additional effect of the Brexit was the PMI report submitted by Markits, and it shows that the UK economy is shrinking at a quarterly rate of 0.4%. (Belam, 2016) Services output and new business both fall at the fastest rates since march 2009, and the month-on-month decline in the index in the latest period, at 4.9 points, was the largest observed since the survey began in July 1996. (Martin, 2016) (Belam, 2016) By looking at the initial effects, we can undoubtedly see that the UK economy is suffering cause of the Brexit decision, and is shrinking its economy by a quarterly rate of 0.4%. Potential Returns The long-term returns of the currency market are engrossed in a few days. Javier Estrada of the IESE Business School showed that over a period of 40 years, missing only the best 10 days would have cost investors about half their capital gains, while avoiding the 10 worst days would have led to 2 ½ times the capital gains. (Authers, 2017). This tells the importance of being active and decisive in the currency market, missing a few crucial days can cost dearly. The clue behind this process is making fewer transactions that yield larger individual gains. Thats the long-term returns, the short term return however, is decided in seconds and minutes, quick thinkers and experienced stock investors make the quick decision, deciding whether it is worth investing or not.   Looking at political opportunities that can benefit both long term and short term returns, the example of Donald Trump winning the presidential election and Britain invoking article 50 are good examples that explain the impact the political decisions shaped on the currency market. Missing an event like that can cause the investor to lose a lot of capital. In a real scenario that should not happen, as the economists working for the investment firm shouldve predicted a jump in the dollar matrix due to the election and a drop in sterling after Brexit. Looking ahead to 2017, our experts argue a new investment phase has begun as the yield curve finally turns upwards. Flattened by years of ultra-low interest rates and monetary stimulus, world economies are gradually being weaned off quantitative easing. (Barret, 2017) Recommendations for investors Managing the risks of investing can be hard, but not if you take certain precautions before the investor makes the investment, such as carefully considering his investment objectives, the level of experience, and risk appetite. If the investor makes a loss, the investor/firm needs to have enough capital to invest in something else, rather than spending all the assets in one investment. A different way to manage risk is diversification and it is the most important component in helping the investor reach a long-range economic goal while diminishing the investors risk. At the same time, diversification is not a bulletproof assurance against a loss. No matter how much diversification you employ, investing includes taking on some risk. An additional way to manage the risk is hedging, but its not free, and if the investor isnt experienced enough about investing then it could have a really bad input to the investment, but it does reduce the risk of the investment. A question that often confuses investors is how many stocks should be bought in order to reach ideal diversification. According to portfolio theorists, adding about 20 securities to the investors portfolio reduces almost all of the individual security risk involved. This assumes that the investor buys stocks of different proportions from numerous industries. Conclusion The conclusion of this essay tells that, investing in forex is full of risk, but there are several ways of limiting the risks. But limiting risks can also create more risks, such as using hedging to reduce the risk. References: Authers, J. (2017). Timing the US market a big challenge for passive investors. [online] Ft.com. Available at: https://www.ft.com/content/090e22ec-fa56-11e6-bd4e-68d53499ed71 [Accessed 26 Feb. 2017]. Cox, J. (2017). What is going to happen to the dollar under Trump, according to experts and investors. [online] The Independent. Available at: http://www.independent.co.uk/news/business/news/donald-trump-dollar-pound-value-what-will-happen-rise-fall-currency-exchange-experts-economists-a7537041.html [Accessed 26 Feb. 2017]. Belam, M. (2016). One month on, what has been the impact of the Brexit vote so far?. [online] the Guardian. Available at: https://www.theguardian.com/politics/2016/jul/22/one-month-on-what-is-the-impact-of-the-brexit-vote-so-far [Accessed 20 Feb. 2017]. Martin, W. (2016). Every part of the UK economy is suddenly shrinking. [online] Business Insider Australia. Available at: http://www.businessinsider.com.au/markit-services-pmi-for-the-uk-in-july-2016-8 [Accessed 20 Feb. 2016]. Cadman, E. and Tetlow, G. (2016). The EU single market: How it works and the benefits it offers. [online] Financial Times. Available at: https://www.ft.com/content/1688d0e4-15ef-11e6-b197-a4af20d5575e [Accessed 22 Oct. 2016]. Cadman, E. and Tetlow, G. (2016). The EU single market: How it works and the benefits it offers. [online] Financial Times. Available at: https://www.ft.com/content/1688d0e4-15ef-11e6-b197-a4af20d5575e [Accessed 22 Oct. 2016]. Ciolli, M. and Wang, M. (2017). Trump Is on the Verge of His Own Bull Market. [online] Bloomberg.com. Available at: https://www.bloomberg.com/news/articles/2017-02-24/trump-at-brink-of-his-own-bull-market-as-dow-flirts-with-history [Accessed 28 Feb. 2017]. Khan, M. (2017). US 10-year treasury yields enjoy biggest monthly jump since 2009. [online] Ft.com. Available at: https://www.ft.com/content/157e9c79-c708-3527-963d-58d918165261 [Accessed 28 Feb. 2017]. Barret, C. (2017). Where should I invest in 2017?. [online] Ft.com. Available at: https://www.ft.com/content/df00d4da-c117-11e6-9bca-2b93a6856354 [Accessed 28 Feb. 2017].

Get Prepared My Speech Essay

Regarding our introduction speech as my first formal one in front of the class, I felt so awkward that I forgot every details which we should pay attention to. First is the Eye Contact. There was a kind of hook that I can’t control myself from moving my sights out of the back row, where our professor sat. The second Delivery part is Vocal Pause which was my most serious issue during all the speech. Words just went out of my mind since I wrote my name on the board. I was a little unaware when my name was called on the second because I preferred the third place so that I got enough time to calm down and organized sentences. Every preparation I did was showing randomly in my head. For example, my personal considerations on how tough will a military mission be had appeared first rather than an interesting getter. Some details I added to make a rich description became a simple word, not including some parts I even forgot to say. The last issue is about Body language that it may help audiences to know where the person in the speech is. Thanked for the outlines paper so that I knew where I should put my hands on. I was easily lost my minds but caught up on time by fingering which line I would read next. By recollecting fragments of my speech, I keep telling myself it would be better if I performed in that way. An interesting beginning, more eye contacts or less pause while I was expressing. All the problems I mentioned above is because I didn’t realize there was more nervousness than I expected. In another words, I didn’t rehearse enough to conquer that as Ronald B. and George states, â€Å"A smooth and natural delivery is the result of extensive practice. Get to know your material until you feel comfortable with your presentation† (page 342). After switched to a listener, contents were not the only part that attracted me but how different they performed from mine. By observing their moves, their body languages were perfectly coordinated with the rhythm of presentations. It became a talk like he or she was introducing a friend of his or her to you instead of reading a research paper. About the cadence they spoke, the variable tone caught my attention all the time and I couldn’t wait to know what was on the next. I confessed that I am the selective listener who responds only to the parts of a speaker’s remarks that interested me. With those changing tones and plentiful body languages, the contents were easily understood and appealing. I am very pleased to be enrolled in this class to figure out what is my weakness and how I can beat them to be a qualified speaker. Works Citied Adler, Ronald B. and Rodman, George. Understanding Human Communication with Carrie Cropley Hutchinson, 11th edition. Print.

The Lost Secret of College Placement Essay Samples

The Lost Secret of College Placement Essay Samples College Placement Essay Samples - the Story If you are going to include details that may directly hit the requirements of the school, then it is simple to get the approvalA that you should be accepted for enrollment. In addition, there are some who think they are fit candidates and are guaranteed to have a spot for enrollment. Don't forget which you are unable to register for classes until you've completed your placement tests. Any student who graduated more than a decade ago should schedule to select the placement test. At times it's helpful to observe how others were able to get over the difficult first-line hump. Now things started to get really intriguing. If you attempt to tell an admissions officer everything, you are going to wind up telling them nothing. Similarly I was attempting to decide on something that I was able to give him. It is among the most popular sort of paper in tutorial writing. Your essay is going to be assigned one of the subsequent holistic scores depending on the criteria listed. You do not have to be concerned about your personal details that could be viewed, as we handle the matter on a safe network. You've got composition credit over ten years old. College Placement Essay Samples: the Ultimate Convenience! It's very valuable to take writing apart to be able to see just the way that it accomplishes its objectives. You have to find a 22 or higher to fulfill the prerequisite. You've been placed into CO130 and believe you've got the writing skills and motivation needed to be successful in CO150. Replace a number of the cliched language. Fortunately, the twins are older now, and they ought to be in a position to look after themselves after school. If you don't feel just like you have the time to write essays all on your own, we will assist you, any instance of the day, seven days per week. Allow it to sit for a couple days untouched. You have to wait until the fo llowing business day, at earliest. The Fight Against College Placement Essay Samples Bridget's essay is quite strong, but there continue to be a couple little things that could be made better. Possessing good essay examples provides the reader an in-depth and on-the-court idea about what a well structured and coherent essay appears like. Before you even begin writing the content of your college essay, there are a few essay writing basic guide that you must always remember. Then devote the remainder of your essay to supporting it. Please note that a few of these college essay examples could be responding to prompts that are no longer being used. Spend the total hour you're given to compose the essay. The essays will provide you with a notion of what things to expect on the English placement test. Stephen's essay is rather effective. Actually, a seasoned writer can get the job done much faster than any student as they've been writing academic assignments during their entire life. Good placement is significant to your success in college. Students not having properly applied to the school could be turned away. Don't be scared to talk about your ideas as part of creative procedure and remember there's just one approach to reach the desired goals receiving papers which have been meticulously checked, reviewed and proofread. A small review can create a difference. The text is somewhat on the lengthy side however, you ought to take time to look carefully at the building of the job. Actually, prior to maki ng an order it is possible to find a price quote on your essay. You will be higher off with a different service who's prepared to provide you a cheaper and better significant superior paper. Explain the vehicle connection better. The purchase price depends upon the size and urgency. After re-testing, the score which will be valid will be thehigher of the 2 scores. The maximum score from either attempt is going to be used for placement. Take the time to read through and polish the essay to increase your likelihood of making a greater score.